Investing For Tomorrow, Together

Let’s get started
Email contact

Assets

Learn more
Ingcebo BMCA Industry Focus

+10

Professionals
20+ Years of Experience.
Earning Members Trust Since

2021

Who we are

Founded by like-minded individuals with vision for collective wealth creation.

Learn More
Ingcebo BMCA is a stokvel founded in 2021 by like-minded individuals with vision for collective wealth creation.
The purpose of our stokvel is to invest in local and varying opportunities—building wealth through a trusted and transparent model.
BMCA Ingcebo empowers members by leveraging collective purchasing power to secure assets for long-term wealth creation. By pooling the financial resources of our members, we reduce financial barriers to ownership of growth-generating assets. BMCA Ingcebo enables members to acquire productive assets across different sectors in order to foster long-term sustainability, shared prosperity and inclusive growth.
To date 2025 we have an overall portfolio of over R7 Million spanning across various sectors.
Our Values

Integrity

We operate with honesty, transparency, and accountability — earning the trust of our members and partners in every investment decision.

Member Focus

Our members come first. We are committed to delivering value through member-driven strategies that promote long-term financial growth and community empowerment.

Risk Resilience

We embrace smart risk management, ensuring that our portfolio remains strong, adaptable, and protected in the face of economic challenges.

Expertise

Backed by a knowledgeable team and experience across diverse sectors, we make informed investment choices that build lasting generational wealth.

Why Join Our Stokvel

You’ll Know What

You’re Getting Builds Wealth Steps to Take Next
We are Transparent Like that. No Gimmicks.
Send an Email
Our Values

Our Partnerships

FAQ

Financial Planning FAQ’s

Common questions on financial planning and investing

Learn More

Ingcebo BMCA is a stokvel founded in 2021 by a group of black South Africans. We exist to create generational wealth through collective investments in high-value opportunities across multiple sectors.

To become a member, you need to:

  • Pay an annual membership fee of R1000

  • Commit to a monthly contribution of R1000

  • Make all payments via the Stokfella App

Your R1000 monthly contribution funds investments that are either proposed by members or the executive committee. These contributions are used to acquire assets across sectors like hospitality, agriculture, delivery services, and more.

Returns are paid out:

  • Annually or based on maturity dates of specific investments

  • Directly to each member via the Stokfella App

We focus on both short-term and long-term portfolios:

  • Short-term (1–12 months): Cattle farming, delivery bikes, perfume sales, share blocks

  • Long-term (5+ years): Resorts, hotels, and property assets

We’re expanding into:

  • Mining operations

  • Retail franchises

  • Coastal Airbnb properties